We focus investors on the all-important issue of income. This is critical because it is your income- not your wealth- that creates your standard-of-living in retirement. 

Defined Benefit Investor changes the investment vehicle ownership experience, transforming 401(k), or mutual funds, or life insurance into the investor's long-term solution for personal retirement security. 

Through annual evaluation of investment performance tested against the investor's baseline growth assumption, Defined Benefit Investor empowers the individual with the information needed to remain on track for their targeted retirement income.  Investors are empowered to make good decisions consistent with their personal budgets and goals. 

Through consistent education on issues such as the impact of inflation, investors learn how their income targets must be adjusted over time to maintain purchasing power. Education incentivizes consistent increases in long-term wealth building. 

At retirement, investors will have accumulated sufficient capital to provide the lifetime guaranteed retirement income that had been their goals over their working years. 

The addition of Defined Benefit Investor to the individual's 401(k) account, investment portfolio, annuity or life insurance policy transforms the vehicle's ownership experience, making it more valuable and personally vital to the attainment of financial security in retirement.